For a home outside the flood zone, coverage could be as low as $20 per month.
In terms of insurance, flood is considered “ground level water from the outside in”. Even a lower limit policy can make the difference in recovering from the unexpected loss of a flood claim. In many cases, the lifetime of premiums paid into these policies can be recouped ten-fold during a single event.
Before you say no to Flood insurance, at least ask us for a quote.